Savings

Best Regular Savings Accounts UK 2026 — Up to 7% AER

⏱ 6 min read✅ Expert reviewed

Regular savings accounts pay far higher rates than standard savings — some above 7% AER — in exchange for saving a set amount each month.

Best Regular Savings Accounts UK 2026

Best Regular Savings Rates 2026

BankAERMonthly LimitEligibility
First Direct7%£300First Direct current account
HSBC7%£250HSBC current account
Yorkshire BS7%£500Open to all
Nationwide Flex6.5%£200Nationwide FlexDirect

Regular savings accounts with best rates typically require a linked current account.

More Savings Guides

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always check the latest rates and terms directly with providers. Your personal circumstances will affect which products are suitable for you. Money Stack Guide may receive commission when you apply for products via our links.

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