Lifetime ISA UK Guide 2026
Save up to £4,000 per year and the government adds a 25% bonus — up to £1,000 per year. Save the maximum every year from age 18 and you could receive up to £32,000 in government bonuses alone.
Best LISA Providers
| Provider | Type | Rate / Return |
|---|---|---|
| Moneybox | Stocks and Shares | Market returns |
| AJ Bell | Stocks and Shares | Market returns, wide fund choice |
| Paragon Bank | Cash | 4.9% AER fixed |
| Beehive Money | Cash | 4.6% AER easy access |
LISA rules are set by the government and could change. Always check GOV.UK for current limits and rules.