Savings

Best Fixed-Rate Bonds UK 2026 — Lock In High Returns

⏱ 6 min read✅ Expert reviewed

Fixed-rate bonds pay higher interest than easy-access accounts in exchange for locking money away for a set period. We compare the best rates available right now.

Best Fixed-Rate Bonds UK 2026

Current Best Rates

TermBest RateProviderMin Deposit
1 year5.0% AERClose Brothers£10,000
1 year4.9% AERAtom Bank£50
2 year4.75% AERAldermore£1,000
3 year4.6% AERUnited Trust Bank£5,000

Rates correct as of April 2026.

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Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always check the latest rates and terms directly with providers. Your personal circumstances will affect which products are suitable for you. Money Stack Guide may receive commission when you apply for products via our links.

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