Mortgages

Shared Ownership UK 2026 — How It Works and Is It Worth It?

8 min read✅ Expert reviewed

Shared Ownership lets you buy a percentage of a property and pay rent on the rest. The real costs and restrictions are widely misunderstood.

Shared Ownership UK 2026

Shared Ownership lets you buy between 10% and 75% of a property and pay subsidised rent on the rest.

Shared Ownership terms vary. Always get independent legal advice before purchasing.

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