Student Loans

Postgraduate Loan UK 2026 — Masters and PhD Funding

7 min read✅ Expert reviewed

The Postgraduate Masters Loan offers up to £13,348 and the Doctoral Loan up to £29,390. Here is everything you need to know about eligibility, repayment and whether it is worth taking.

Postgraduate Loan UK 2026

Repayment Rules

FeatureDetail
Repayment threshold£21,000 per year
Repayment rate6% of income above threshold
Interest rateRPI + 3%
Write-off period30 years

Always check Student Finance England for the latest figures.

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