Investing

How to Open a SIPP UK 2026 — Self-Invested Pension Guide

8 min read✅ Expert reviewed

A SIPP gives you full control over where your retirement money is invested, plus powerful government tax relief.

How to Open a SIPP UK 2026

Best SIPP Providers 2026

ProviderAnnual FeeBest For
Vanguard0.15% (capped £375)Low-cost passive investing
Hargreaves Lansdown0.45% (capped £200)Widest fund range
AJ Bell0.25% (capped £120)Medium portfolios
InvestEngine0%ETF-only, lowest cost

Always consider speaking to a financial adviser before making significant pension decisions.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always check the latest rates and terms directly with providers. Your personal circumstances will affect which products are suitable for you. Money Stack Guide may receive commission when you apply for products via our links.