Credit Cards

Best Rewards Credit Cards UK 2026

โฑ 7 min readโœ… Expert reviewed

Earn points, miles and cashback on every purchase. We compare the top rewards credit cards in the UK for maximum value from everyday spending.

Best Rewards Credit Cards UK 2026

Rewards credit cards turn everyday spending into free flights, hotel stays and cashback.

Top Rewards Cards Compared

CardReward TypeEarn RateAnnual Fee
Amex Preferred Rewards GoldMembership Rewards1 point per ยฃ1ยฃ195 (free yr 1)
Barclaycard Avios PlusAvios1.5 Avios per ยฃ1ยฃ20/month
Virgin Atlantic RewardVirgin Points0.75 per ยฃ1None

Rates and rewards correct as of April 2026.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always check the latest rates and terms directly with providers. Your personal circumstances will affect which products are suitable for you. Money Stack Guide may receive commission when you apply for products via our links.